Red Alert Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details. Close

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Vehicle Service Agreement

Enjoy peace of mind vehicle ownership with IWS’s Extended Warranty. An extended warranty allows you to continue enjoying worry-free driving well past the manufacturer’s warranty.

Even better – you can roll your extended warranty into AmeriCU Credit Union financed auto loan payments.

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Loan Protection

Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!

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NCUA Insurance

While banks are insured by the Federal Deposit Insurance Corporation (FDIC), credit unions like AmeriCU are insured by the National Credit Union Association (NCUA), so you can rest easy knowing your money on deposit is insured up to $250,000.

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Member Security Center

AmeriCU is committed to helping you keep your personal information safe. The information below will provide you with tools to help you better protect yourself and your identity.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU & The American Heart Association Walking Together For A Lifesaving Cause

News

Jan 14, 2026

AmeriCU & the American Heart Association: Walking Together for a Lifesaving Cause

AmeriCU proudly partners with the American Heart Association as a long-standing sponsor of Heart Walks in Utica, Syracuse, and the North Country. Join our teams or donate to help fight heart disease and support life-saving research.

Home Show

Events

Jan 31, 2026

The Home Show – Day 1

Debt Management

Education

Jan 21, 2026

Debt Management

Whether it be from a credit card, or student loans, understanding how debt works and making a plan can help you better manage your debt.