ROME, NY – JULY 01, 2024: AmeriCU Credit Union is pleased to announce the addition of USDA Mortgage Loans to its comprehensive suite of home financing solutions. This new offering supports individuals and families in rural areas, making homeownership more accessible and affordable.

AmeriCU offers educational resources and personalized guidance, helping buyers navigate the complexities of purchasing a home. USDA mortgage loans, backed by the United States Department of Agriculture, are designed to assist low to moderate-income buyers in eligible rural areas. One of the most significant advantages is the no down payment requirement, allowing buyers to finance 100% of the home’s purchase price. Homeownership through this program means more than just having a place to live; it represents an investment in one’s future, providing stability and the opportunity to build equity.

“At AmeriCU, we are committed to expanding homeownership opportunities for all our members,” said Mary Leuthauser, AmeriCU’s AVP of Mortgage Loan Operations. “The USDA mortgage loan program aligns with our mission to provide flexible and affordable financing solutions.”

AmeriCU remains committed to supporting the communities we serve and helping individuals and families achieve their financial goals. The credit union invites community members to connect with their representatives who can offer personalized financial solutions to help them thrive and achieve the dream of homeownership.

For more information on AmeriCU Credit Union’s mortgage products or to contact a Mortgage Executive, visit www.americu.org/mortgages/.

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About AmeriCU Credit Union

As a credit union, AmeriCU is a not-for-profit financial institution owned by our members. AmeriCU has been serving the local community for over 70 years and, in that time, has grown to more than 164,000 members, 20 financial centers, $2.7 billion in assets, and serves 24 counties in New York and beyond. AmeriCU is located in Central New York and is among the State’s largest, full-service financial cooperatives. Fees and restrictions apply. For more information and eligibility requirements, visit www.americu.org. To qualify for a USDA mortgage, applicants must satisfy program requirements, including meeting certain household income guidelines and purchasing a home located in an eligible rural area as defined by the USDA. Equal Housing Lender – Federally Insured by NCUA – Membership Eligibility Required.

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