Red Alert Please Note: The issue impacting member statements has been resolved and December statements have been issued. If you receive statements by mail, you may still experience a delay. View your transaction history in Online & Mobile Banking or click ‘Let’s Connect’ if you need a copy of your transaction history in the meantime. Thank you for your patience.

Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details. Close

Membership

Real Connections Matter

Have you heard? AmeriCU members save more, Earn more,

And have more ways to stay connected than ever before!

Because at AmeriCU? We’re all about real connections.

Online, in-person, and everywhere in between.

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Eligibility to Join AmeriCU

Become An AmeriCU Member

As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – our members! But – but we’re so much more than a bank! You’re eligible to join AmeriCU if:

  • You live, work, worship, or attend school within AmeriCU’s field of membership, which includes 24-counties in central, southern, and northern New York
  • You (or a member of your family) is on active duty, retired from service, in the reserves, or a veteran of the U.S. military
  • You are employed by an AmeriCU Business Partner, Trade Group or Association
  • You are an immediate family member of (or live in the household of) an AmeriCU member
  • You are a Member of the AmeriCU Charitable Foundation.
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Areas We Serve

While AmeriCU is everywhere you are with our Virtual Financial Center, our credit union is proud to serve the following 24 counties in New York:

Broome, Cayuga, Chenango, Clinton, Cortland, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Montgomery, Lewis, Madison, Oneida, Onondaga, Oswego, Otsego, St. Lawrence, Schoharie, Seneca, Tioga, Tompkins, and Wayne

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Join AmeriCU for the Credit Union Difference

The Credit Union Difference

As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – our members – but we’re so much more than a bank! AmeriCU offers:

  • Better rates, with fewer fees.
  • Convenient loan options for everyone, no matter the need.
  • Easy account access so you can connect wherever you are.
  • Savings and checking products designed for your financial future.
  • Real connections – available 24/7 when you need us. Online, in person, and everywhere in between.
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Proud to serve 24-counties!

We’ve expanded our field of membership to include 15 new counties across the North Country, Mohawk Valley, Central New York, and Southern Tier communities!

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Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.

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News

Take a look at some exciting things happening at AmeriCU and in our local community!

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Real Connections Matter

AmeriCU has everything you need to connect you where you are with where you want to be.

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Latest From AmeriCU

AmeriCU News

News

Jan 05, 2026

AmeriCU Credit Union Completes Merger with Mountain Valley Federal Credit Union, Expanding Services Across New York State

AmeriCU Credit Union and Mountain Valley Federal Credit Union have officially completed their merger on December 1, 2025.

View News
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Jan 31, 2026

The Home Show – Day 1

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Nov 18, 2025

Using AI in Personal Finance

In today’s fast-paced digital world, managing personal finances has become more complex—and more critical—than ever.

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