Red Alert Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details.

Please Note: Due to high call volume, we encourage you to use one of our digital channels available. Visit our Contact Us page to connect. Close

Membership

Real Connections Matter

Have you heard? AmeriCU members save more, Earn more,

And have more ways to stay connected than ever before!

Because at AmeriCU? We’re all about real connections.

Online, in-person, and everywhere in between.

Eligibility to Join AmeriCU

Become An AmeriCU Member

As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – our members! But – but we’re so much more than a bank! You’re eligible to join AmeriCU if:

  • You live, work, worship, or attend school within AmeriCU’s field of membership, which includes 24-counties in central, southern, and northern New York
  • You (or a member of your family) is on active duty, retired from service, in the reserves, or a veteran of the U.S. military
  • You are employed by an AmeriCU Business Partner, Trade Group or Association
  • You are an immediate family member of (or live in the household of) an AmeriCU member
  • You are a Member of the AmeriCU Charitable Foundation.

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Areas We Serve

While AmeriCU is everywhere you are with our Virtual Financial Center, our credit union is proud to serve the following 24 counties in New York:

Broome, Cayuga, Chenango, Clinton, Cortland, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Montgomery, Lewis, Madison, Oneida, Onondaga, Oswego, Otsego, St. Lawrence, Schoharie, Seneca, Tioga, Tompkins, and Wayne

Join AmeriCU for the Credit Union Difference

The Credit Union Difference

As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – our members – but we’re so much more than a bank! AmeriCU offers:

  • Better rates, with fewer fees.
  • Convenient loan options for everyone, no matter the need.
  • Easy account access so you can connect wherever you are.
  • Savings and checking products designed for your financial future.
  • Real connections – available 24/7 when you need us. Online, in person, and everywhere in between.

Proud to serve 24-counties!

We’ve expanded our field of membership to include 15 new counties across the North Country, Mohawk Valley, Central New York, and Southern Tier communities!

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Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.

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News

Take a look at some exciting things happening at AmeriCU and in our local community!

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Real Connections Matter

AmeriCU has everything you need to connect you where you are with where you want to be.


Latest From AmeriCU

Alina Decker

News

Dec 04, 2025

AmeriCU Credit Union Welcomes New Financial Center Manager in Auburn

Alina Decker, a professional with more than 15 years of experience has been promoted to Financial Center Manager at AmeriCU’s Auburn branch.

AmeriCU News

Events

Dec 13, 2025

Clarkson University – Volunteer First Responder Appreciation Game

Clarkson University proudly hosts a Volunteer First Responder Appreciation Game at a home Golden Knights hockey matchup.

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Using AI in Personal Finance

In today’s fast-paced digital world, managing personal finances has become more complex—and more critical—than ever.