Credit Scores and Reports

Credit Scores and Reports
Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.
Understanding how credit scores and reports work may help you achieve financial goals such as buying a home, leasing a car, or paying off debt.


Related Education

Healthy Financial Habits

Education

Jun 27, 2023

Healthy Financial Habits

If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck—struggling to pay their bills or save for the future.

Online Order Education

Education

May 31, 2023

What to do if your online order never arrives

We’ve all been there. During the holidays you order something online and anxiously await its arrival. But then your package doesn’t come when the seller said it would. And worse, you hear nothing. Your happy anticipation is turning to anger and frustration. So now what?

Smshing Education

Education

May 31, 2023

Potential SMShing, Spam Texts, and What You Can Do!

Smshing is a form of phishing that is related to an attacker sending text or SMS messages to our employees or members. The goal of these text messages varies slightly between attackers, however, the goal of the attacker is to generally try to get money, usually in the form of gift cards. Attackers will generally try to masquerade as someone you know, such as an AmeriCU employee. Check the following details of the message to help you determine whether or not the message is real.