Red Alert AmeriCU Holiday Closure Notice: AmeriCU will be closed on Saturday, July 4th in observance of Independence Day. You can still access your accounts anytime through Online & Mobile Banking, Use our surcharge-free ATM Network and Interactive ATMs, and Get support by visiting AmeriCU.org and clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member! Close

AmeriCU Mortgage

AmeriCU Mortgages

Whether you are looking to buy your first home, buy a new home, build the home of your dreams or refinance your current home, we can help. Your home is one of biggest investments you’ll make in your life. AmeriCU is here to be your trusted advisor guide you to homeownership.

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Latest From AmeriCU

AmeriCU News

News

Jun 24, 2026

Support Beyond Banking: AmeriCU’s Commitment to Military Families

AmeriCU Credit Union continues to recognize the service and sacrifice of military families and reaffirming its long-standing commitment to those who serve. Founded in 1950 at Griffiss Air Force Base in Rome, New York, AmeriCU was built on military roots and continues to support service members.

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Events

Jul 07, 2026

Upstate Mobile Mammography at Liverpool Financial Center

AmeriCU is proud to partner with Upstate University Hospital’s Mobile Mammography Program to offer preventative breast screenings.

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Education

Apr 10, 2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.

*APR = Annual Percentage Rate (APR) based on $100,000 loan amount and no prepaid interest. Rates are subject to change without notice. Mortgage insurance may be required, which could increase your APR. Payments do not include amounts for taxes and insurance premiums, the actual payment obligation will be greater. (Biweekly payments also available; however, rates and terms may differ from those listed above.) Rates, terms and conditions are subject to change without notice. Consult your Mortgage Officer. The interest rate for your mortgage is set at the time you apply. You must carry property insurance. All loans subject to credit approval. For adjustable rate mortgage (ARM) loans, the APR may increase after consummation, and with each rate change, the payment will also change. For fixed rate loans, the APR will not increase for the term of the loan. Other mortgage options are available. Call 800.388.2000 for details.