When you choose a Secured Term Loan from AmeriCU, you’ll get:
- Rates as low as 3.50% APR*.
- An easy application process – online, in-person, or wherever your business takes you.
- Loan amounts as high as $5 million – giving you the financial capability to acquire higher-value equipment for your business.
- Amortizations up to 15 years – spreading the cost over an extended period can ease any potential financial burden on your business.
- A financial decision made locally, and with your specific needs in mind!
Connect with a member of our Commercial Lending Team below for current rates or more information!
Commercial Lending Team
Desiree Derby
Small Business Relationship Manager | With Offices Located in Oneida, Fayetteville, Armory Square, Camillus, Onondaga Hill, Cortland, Auburn, Cazenovia, Cicero, Syracuse, and Liverpool
Mike Cook
Small Business Relationship Manager | With Offices Located in Herkimer, Commercial Drive, North Utica, Rome, and Griffiss Park
Mike Todd
Small Business Relationship Manager | With Offices Located in Watertown, Fort Drum, and Lowville
Excelsior Linked Deposit Program
AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.
Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.
AmeriCONNECT Visa® Business Rewards Credit Card
Featuring great, low rates, contactless payment, and zero liability from fraud, making them the perfect card for your everyday business needs!
Business Credit CardYou may also be interested in
Business Deposits
Managing customers, cash flow and expenses can demand a lot of your time. That’s why AmeriCU has designed deposit account solutions with your business in mind.
Cash Management Services
Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more.
Commercial Insurance
Your business is big business to us! We’re here to protect your business, work directly with you and for you, and help evaluate the risk exposures specific to your commercial investment.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
*APR = Annual Percentage Rate. Loan rates and terms are determined by each individual’s credit history, underwriting factors, age of collateral, and loan-to-value and are subject to change without notice
Latest From AmeriCU
News
AmeriCU Credit Union’s Virtual Financial Center Revolutionizes Member Experience
AmeriCU Credit Union’s Virtual Financial Center offers a convenient level of digital service and support for members to connect from wherever life takes them.
Events
Home Buying 101 Workshop
Make homeownership a reality with AmeriCU Credit Union. Join the credit union for an educational workshop on Tuesday, May 21, from 6:30 – 8:00 PM at Onondaga Free Library, 4840 West Seneca Turnpike Syracuse, NY 13215.
Education
Mindful Living
Feeling stressed out? You’re not alone. In our daily lives, we experience many ups and downs.