Rewards Checking

AmeriCU Rewards Checking

Your membership with AmeriCU deserves one of the best checking accounts we have to offer, with access to some pretty great rewards!

  • No minimum balance to open
  • No monthly fee
  • Earn 1 point for every $5 spent
  • eStatement enrollment required
  • 12+ debit swipes/month required to qualify for rewards .
  • ATM rebates available
  • No limit on cash back reward
  • Qualifies for direct deposit one day early
Financial Tip

Shared Branching + Fee-Free ATMs

Bank easily, wherever you may be. Our network of 5,000 Shared Branches coast-to-coast makes it easy to transact on your accounts as if you were right at your regular AmeriCU location. Plus, with access to 30,000 surcharge-free CO-OP ATMs nationwide, your money is never far from where you need it.

Helpful Tools & More

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The AmeriCU App

Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely – become a member then get started!

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Teaching Kids to Budget

Want to learn more? Try our free, interactive Financial Wellness course to teach your kids about budgeting, saving, and money management.
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Credit Cards

Powered by Visa®, AmeriCU credit card holders enjoy competitively low rates, no annual fee, and some pretty great benefits.

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Student Loans

AmeriCU is proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution.

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First-Time Car Buyer Program

Werehere to get you on the road to financial success with ourFirst-Time Car Buyer Loan Programdesigned to help you secure financing and successfully build your credit.

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Share Certificates

Earn as much as possible on your money with two term options for your short- or long-term savings goals.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Jul 20, 2026

AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State

AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.

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Events

Jul 31, 2026

Keeseville Business Association’s Summer Music Festival – Fiddler’s Dream

The Keeseville Summer Music Festival is a free community concert series held every Friday evening from 6:00–8:00 PM throughout July and August at Riverside Park in Keeseville. The festival features a lineup of local and regional bands performing live music in a scenic outdoor setting, creating an enjoyable experience for residents and visitors of all ages.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.