AmeriCU Rewards Checking
Your membership with AmeriCU deserves one of the best checking accounts we have to offer, with access to some pretty great rewards!
- No minimum balance to open
- No monthly fee
- Earn 1 point for every $5 spent
- eStatement enrollment required
- 12+ debit swipes/month required to qualify for rewards .
- ATM rebates available
- No limit on cash back reward
- Qualifies for direct deposit one day early
Shared Branching + Fee-Free ATMs
Bank easily, wherever you may be. Our network of 5,000 Shared Branches coast-to-coast makes it easy to transact on your accounts as if you were right at your regular AmeriCU location. Plus, with access to 30,000 surcharge-free CO-OP ATMs nationwide, your money is never far from where you need it.
Helpful Tools & More
The AmeriCU App
Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely – become a member then get started!
Teaching Kids to Budget
Credit Cards
Powered by Visa®, AmeriCU credit card holders enjoy competitively low rates, no annual fee, and some pretty great benefits.
Student Loans
AmeriCU is proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution.
First-Time Car Buyer Program
We’re here to get you on the road to financial success with our First-Time Car Buyer Loan Program, designed to help you secure financing and successfully build your credit.
Share Certificates
Earn as much as possible on your money with two term options for your short- or long-term savings goals.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Employee Giveback Spotlight: Travis Knight
Travis supports the Syracuse Poster Project through board service, fundraising, and community engagement, helping promote public art and creative expression throughout Central New York.
Events
Upstate Mobile Mammography at Auburn Financial Center
AmeriCU is proud to partner with Upstate University Hospital’s Mobile Mammography Program to offer preventative breast screenings.
Education
A Guide to Student Loans and Financial Aid
Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.