AmeriCU Rewards Checking
Your membership with AmeriCU deserves one of the best checking accounts we have to offer, with access to some pretty great rewards!
- No minimum balance to open
- No monthly fee
- Earn 1 point for every $5 spent
- eStatement enrollment required
- 12+ debit swipes/month required to qualify for rewards .
- ATM rebates available
- No limit on cash back reward
- Qualifies for direct deposit one day early
Shared Branching + Fee-Free ATMs
Bank easily, wherever you may be. Our network of 5,000 Shared Branches coast-to-coast makes it easy to transact on your accounts as if you were right at your regular AmeriCU location. Plus, with access to 30,000 surcharge-free CO-OP ATMs nationwide, your money is never far from where you need it.
Helpful Tools & More
The AmeriCU App
Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely – become a member then get started!
Teaching Kids to Budget
Credit Cards
Powered by Visa®, AmeriCU credit card holders enjoy competitively low rates, no annual fee, and some pretty great benefits.
Student Loans
AmeriCU is proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution.
First-Time Car Buyer Program
We’re here to get you on the road to financial success with our First-Time Car Buyer Loan Program, designed to help you secure financing and successfully build your credit.
Share Certificates
Earn as much as possible on your money with two term options for your short- or long-term savings goals.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
Q4 Business Check-In: Are You Positioned for a Strong Year-End?
As year-end approaches, now is the time to assess your business’s financial position, future borrowing needs, and cash reserves. Learn how strategic planning and the right financial solutions can help you finish the year strong and prepare for future growth.
Events
2026 Walk to End Alzheimer’s – Syracuse, NY
The Syracuse Walk to End Alzheimer’s is an annual community event that brings together participants of all ages to raise awareness and funds in the fight against Alzheimer’s disease and other forms of dementia.
Education
Student Loan Refinancing: What You Need to Know
Considering student loan refinancing? This guide explains how refinancing works, the potential benefits and drawbacks, and key factors to consider before consolidating your federal and/or private student loans.