Red Alert ⚠︎IMPORTANT FRAUD ALERT: Fraud attempts are increasing, and scammers are impersonating AmeriCU. We will never call, text, or email asking for your online banking credentials, password, PIN, account number, or verification code. If you receive a suspicious communication, stop the conversation and contact AmeriCU directly at 800-388-2000. Close

Rewards Checking

AmeriCU Rewards Checking

Your membership with AmeriCU deserves one of the best checking accounts we have to offer, with access to some pretty great rewards!

  • No minimum balance to open
  • No monthly fee
  • Earn 1 point for every $5 spent
  • eStatement enrollment required
  • 12+ debit swipes/month required to qualify for rewards .
  • ATM rebates available
  • No limit on cash back reward
  • Qualifies for direct deposit one day early
Financial Tip

Shared Branching + Fee-Free ATMs

Bank easily, wherever you may be. Our network of 5,000 Shared Branches coast-to-coast makes it easy to transact on your accounts as if you were right at your regular AmeriCU location. Plus, with access to 30,000 surcharge-free CO-OP ATMs nationwide, your money is never far from where you need it.

Helpful Tools & More

Feature Image

The AmeriCU App

Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely – become a member then get started!

Feature Image

Teaching Kids to Budget

Want to learn more? Try our free, interactive Financial Wellness course to teach your kids about budgeting, saving, and money management.
Feature Image

Credit Cards

Powered by Visa®, AmeriCU credit card holders enjoy competitively low rates, no annual fee, and some pretty great benefits.

Feature Image

Student Loans

AmeriCU is proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution.

Feature Image

First-Time Car Buyer Program

We’re here to get you on the road to financial success with our First-Time Car Buyer Loan Program, designed to help you secure financing and successfully build your credit.

Feature Image

Share Certificates

Earn as much as possible on your money with two term options for your short- or long-term savings goals.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

news image

News

Oct 08, 2026

Are Spooky Spending Habits Haunting Your Budget?

Impulse purchases, forgotten subscriptions, and unplanned spending can quietly derail your financial goals. Learn how to identify common budget “haunters” and keep your finances on track this fall.

Medicare Seminar EventImage 855x550

Events

Oct 16, 2026

Medicare Sales Seminar

Join us for a Medicare Sales Seminar featuring Medicare plan options from Excellus, Aetna, and UnitedHealthcare. Learn about coverage choices, compare benefits, ask questions, and connect with licensed representatives for personalized enrollment assistance.

Home Equity Loans And Home Equity Lines Of Credit

Education

Sep 18, 2026

Home Equity Loans and Home Equity Lines of Credit

Learn how homeowners can use their home equity through a Home Equity Loan or Home Equity Line of Credit (HELOC). This course explains the differences, requirements, benefits, and risks of each option to help you make informed borrowing decisions.