Why Choose AmeriCU?
At AmeriCU, we’re more than just a financial institution—we’re your financial partner. With over 75 years of trusted service, we’re committed to providing innovative banking solutions that help you build a secure future. When you become a member, you’re not just another account number—you’re part of a community.
AmeriCU was founded with one goal in mind: to help our members achieve financial success. We’re not for-profit, which means that every dollar you invest in your membership helps improve your financial opportunities. We put YOU at the center of everything we do. When you become a member, you become an owner—sharing in our success.
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Financial Center Hours
- Monday 9:00 AM – 4:00 PM
- Tuesday 9:00 AM – 4:00 PM
- Wednesday 9:00 AM – 4:00 PM
- Thursday 9:00 AM – 4:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday Closed
- Sunday Closed
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Drive-Up Interactive ATM with Live Teller Assist
- Monday 9:00 AM – 5:00 PM
- Tuesday 9:00 AM – 5:00 PM
- Wednesday 9:00 AM – 5:00 PM
- Thursday 9:00 AM – 5:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 AM
- Sunday Closed
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24/7 ATM
What AmeriCU Membership Means for You
When you open an account with AmeriCU, you unlock exclusive access to a range of benefits and services that will help you take control of your financial future:
As a member, you’re not just banking—you’re part of a family, and your voice matters. With us, you’re more than a customer. You’re a member-owner.
Join AmeriCU!
Whether you’re saving for the future, buying your first home, or building your credit, AmeriCU is with you every step of the way. Join us today and experience exceptional service and unbeatable products designed with your best interests in mind.
Become a Member in Just 3 Easy Steps:
1. Apply Online: Sign up and complete your membership application.
2. Fund Your Account: Add funds to your new account.
3. Start Enjoying Benefits: Access your new account and explore all the benefits of being an AmeriCU member!
Meet the Manager
Welcome to AmeriCU!
I’m Melinda Rios, the Financial Center Manager at AmeriCU’s Griffiss location. I joined AmeriCU in the fall of 2022, bringing with me over 20 years of experience in the financial industry. My career began in the student loan sector, and I later spent several years as a small business owner—experiences that have shaped my approach to helping members achieve financial success.
I’m passionate about building relationships and providing personalized support to help you reach your financial goals. Whether you’re just starting out or planning your next big step, I’m here to help. So don’t be a stranger—stop by anytime! I’d love to meet you and see what we can accomplish together.
When I’m not at the financial center, you’ll likely find me spending time with my family, traveling, or relaxing by the backyard fire pit.
Let’s connect!
Contact Me!
Email: [email protected]
Phone: 315.356.3000 ext.3503
Current Rates
6-Month Share Certificate – 4.00% APY*
A short-term savings option with one of our highest rates! Make the most of the next six months – you’ll be surprised how much you’re able to save in so little time.
Checking Accounts
Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**
Mortgage
Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!
Nearby Locations
Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Employee Giveback Spotlight: Gail Rizzo-Spilka
At AmeriCU, giving back isn’t just something we do—it’s who we are. Our members and employees are deeply rooted in the communities we serve, and many are personally motivated to make a difference. Gail Rizzo-Spilka, AmeriCU’s AVP of Membership Development and a board member of the AmeriCU Charitable Foundation, embodies this value.
Education
Using AI in Personal Finance
In today’s fast-paced digital world, managing personal finances has become more complex—and more critical—than ever.*Annual Percentage Yields (APYs) current as of 13th January 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.
**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.