Loan Protection | AmeriCU Credit Union

Loan Protection

Protection when it matters... we are here to help!

Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim.

To begin, please fill out a claim form at Member Portal (cunamutual.com).

If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.

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Protect the things that matter most.


Life can take some unexpected turns. That’s why there’s ACUshield Debt Protection with Life Plus.

If your life takes an unexpected turn, your family’s finances can be strained. But with ACUshield Debt Protection with Life Plus, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love.

Financial Protection for the unexpected – protect the ones that matter most.

ACUshield Debt Protection with Life Plus could help your family’s financial situation against a variety of
covered life events:
• Involuntary Unemployment
• Disability
• Death

For additional protections, ACUshield can address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
• Accidental dismemberment
• Terminal illness
• Hospitalization or family medical leave
• Death of a non-protected dependent

Take an important step toward financial security. Ask AmeriCU about ACUshield Debt Protection with Life Plus today.

 

 

Disclosure
Your purchase of ACUshield Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.

Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of ACUshield Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

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DP-3415592.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.

Protect against unexpected repair costs.

Mechanical Repair Coverage

Mechanical Repair Coverage can help limit the cost of covered repairs – and protect your finances.

Mechanical Repair Coverage may help limit unexpected covered repair costs as your vehicle ages, potentially saving your budget from future unexpected repair costs. What’s more, it works at any authorized repair facility in the U.S. or Canada.

  • With MRC you can enjoy many valuable benefits among which are:
    Rental reimbursement: up to $35 per day (5-day maximum, 10-day maximum for parts delay); available on the first day of a covered repair
  • 24-hour emergency roadside assistance: up to $100 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service
  • No out-of-pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair

Protect yourself from unexpected costly repairs – Talk to AmeriCU to find out what Mechanical Repair Coverage plan is right for you, or click here to learn more.

 

Disclosure
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

Unique ID & Copyright

MRC-3415612.1-0121-0223 CUNA Mutual Group ©2021, All Rights Reserved