Red Alert AmeriCU Holiday Closure Notice: AmeriCU will be closed on Monday, February 16th in observance of Presidents' Day. You can still: 🡢Access your accounts anytime through Online & Mobile Banking 🡢Use our surcharge-free ATM Network and Interactive ATMs 🡢Get support by clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member! Close

Why choose quick cash

What Quick Cash has to offer!

  • Always Available – If you are over 18 years old and have been an AmeriCU member for a minimum of 6-months, you can apply anytime, anywhere in Online+Mobile Banking!
  • Instant Decision and Instant Funding 24-hours a day!
  • Loan amounts from $300-2,000 with no credit check required!
  • Monthly direct deposit required.
  • 12-month terms with automatic payments for stress-free repayment.
  • $20 application fee, regardless of approval.
View Disclosures and Current Rates
Learn more about what Quick Cash has to offer!

How to Apply

1. Login to online banking
2. Navigate to the “Loans” section and select Quick Cash
3. Complete the simple application and get an instant decision

Quick Cash Payment Examples

Loan AmountRateMonthly PaymentTerm
$30017.99%* APR$102.263 months
$50017.99%* APR$170.433 months
$1,00017.99%* APR$174.266 months
$2,000 - Max loan amount17.99%* APR$182.0612 months - Max loan term
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

February 2026 AmeriNews From the Heart of AmeriCU

News

Feb 09, 2026

From the Heart of AmeriCU: What Community Truly Means to Us

AmeriCU teammates prove every day that community isn’t just something we talk about — it’s something we actively live through compassion, service, and connection. Their stories show how small acts of kindness can create lasting impact and strengthen the places we call home.

America's Greatest Heart Run & Walk

Events

Mar 07, 2026

America’s Greatest Heart Run & Walk

It’s time to unite, take action, and save lives. Our goal is to have one person in every household confident and prepared to perform CPR. The American Heart Association invites YOU to join the Heart Walk to broaden our impact by turning bystanders into lifesavers.

Debt Repayment

Education

Feb 10, 2026

Debt Repayment

One way to maximize your finances is by paying down your existing debt. Watch as Gabe learns how to take charge of his money and repay his debts.

*Must be a member of AmeriCU Credit Union for at least 6 months prior to submitting a Quick Cash loan application. Automatic payments are required. Limit of one Quick Cash loan per member. Credit is extended based on deposit history. Must apply for a Quick Cash loan through Online and Mobile Banking. A typical Quick Cash loan of $2,000 at 17.99% APR would have 12 monthly payments of $182.06 each month, with total repayment of $2,184.65.