A safe place to let your money grow.

It doesn’t take much to start saving with AmeriCU! Plus, you’ll earn dividends on what you save. If you need a little guidance, our Member Relationship Advisors are available to guide you on your savings journey and get you on the road to a successful financial future.

  

Share Savings Perks

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Easy Online Access

When you use Online + Mobile Banking, available on desktop or through the AmeriCU app.

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Automatic Transfers

Want to start setting better financial habits immediately? Automating weekly or bi-weekly transfers from another account or financial institution might be a good place to start.

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Credit Union Ownership

As a not-for-profit owned by the people who bank with us – people like you! – your penny in your Share Savings establishes your member-ownership of us.

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Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.

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Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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Youth Savings

We encourage our youngest members to starting good savings habits at a young age! Anyone under the age of 18 can open a youth account with as little as a penny as long as there is an adult on the account as a joint owner.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

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News

Apr 02, 2026

AmeriCU Charitable Foundation Delivers 360 Books to Madison-Oneida BOCES Students

The AmeriCU Charitable Foundation recently visited Madison-Oneida BOCES to share 360 books with students as part of the “One School, One Book” initiative. AmeriCU volunteers spent their visit reading with students and personally handing out a book to each child.

Syracuse Heart Walk

Events

Apr 12, 2026

Syracuse Heart Walk

AmeriCU is proud to once again support the Syracuse Heart Walk. Learn more about the event and join our team as we walk for a lifesaving cause.

Debt Repayment

Education

Feb 10, 2026

Debt Repayment

One way to maximize your finances is by paying down your existing debt. Watch as Gabe learns how to take charge of his money and repay his debts.