Red Alert Please Note: The issue impacting member statements has been resolved and December statements have been issued. If you receive statements by mail, you may still experience a delay. View your transaction history in Online & Mobile Banking or click ‘Let’s Connect’ if you need a copy of your transaction history in the meantime. Thank you for your patience.

Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details. Close

Student Choice

Through our partnership with Student Choice, AmeriCU’s student loans offer:

  • Competitive rates – and a rate discount when you set up automatic electronic payments.*
  • Flexible funding – to pay for any education-related expenses including tuition, books, housing, and more.
  • Personal support – our counselors can provide one-on-one support for your college funding questions.
  • Secure funding – for your entire graduation career with just one application!**
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    Refinance Student Loans with AmeriCU

    Interested in refinancing your loans?

    You can refinance up to $150,000 of your student loans down to one, low monthly payment, with flexible terms to fit your budget.

    Get started now

    Student Loans Financial Wellness Topics

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    Paying for College

    College costs are rising, but with strategic planning and saving, paying for education can be within your reach. Let’s explore the many options that may be available to you!

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    Savings

    Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.

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    Budgeting Tool

    This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.

    SCHOLARSHIPS

    Each year, AmeriCU is proud to award up to ten $1,000 scholarships to graduating high school seniors or students continuing their college education.

    Scholarships

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    Credit Cards

    Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

    Credit Cards
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    Money Markets

    High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

    Money Markets
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    Online + Mobile Banking

    Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices!

    Online + Mobile Banking
    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

    Latest From AmeriCU

    AmeriCU News

    News

    Jan 05, 2026

    AmeriCU Credit Union Completes Merger with Mountain Valley Federal Credit Union, Expanding Services Across New York State

    AmeriCU Credit Union and Mountain Valley Federal Credit Union have officially completed their merger on December 1, 2025.

    View News
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    Jan 31, 2026

    The Home Show – Day 1

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    Using AI In Personal Finance

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    Using AI in Personal Finance

    In today’s fast-paced digital world, managing personal finances has become more complex—and more critical—than ever.

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    *The APR will not fall below the floor rate regardless of the index or any additional rate discount.
    **Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notification. Insured by NCUA. Equal Opportunity Lender.