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Rising Star Share Savings

Your child’s membership with AmeriCU starts here, for children ages 13 to 17.

  • For members ages 13 to 17.
  • Requires an adult joint owner.
  • $0.01 minimum balance to open.
  • No monthly service or maintenance fees.
  • Eligible for the AmeriCU Scholarship Program.
  • Automatically transitions to a Share Savings Account when they turn 18.
Digital Wallet

AmeriCU Debit Card + Digital Wallets

Account access is easy and convenient, so your child can save when they need and spend when they want. Debit cards can be instantly issued at any AmeriCU location when they become a member for immediate access to their savings. Adding that debit card to their digital wallet is an even safer, more secure way for them to carry their card and pay for things when they’re on the go.

Helpful Tools & More

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The AmeriCU App

Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely – become a member then get started!

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Teaching Kids to Budget

Want to learn more? Try our free, interactive Financial Wellness course to teach your kids about budgeting, saving, and money management.
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Interactive ATMs + Coin Machines

Turn spare change into savings with our Coinstar machines—funds go straight into your child’s account. Or use our Interactive ATMs to deposit earnings and watch their savings grow.
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Jul 06, 2026

AmeriCU Insurance Services Now Offers Pet Insurance

AmeriCU Insurance Services is now offering pet insurance coverage as a new way to help manage the rising cost of veterinary care. This new offer provides access to insurance coverage options designed to help protect both pets and their owners’ budgets. Policyholders also receive access to unlimited 24/7 live veterinary chat support for guidance whenever questions or concerns arise.

Potsdam Summer Fest

Events

Jul 09, 2026

Potsdam Summer Fest – Day 1

Potsdam Summer Fest 2026 is a three-day community festival hosted by the Potsdam Chamber of Commerce that transforms Downtown Potsdam into a hub of live music, food, vendors, and family-friendly activities. Thousands of residents and visitors gather to enjoy local performers, artisan and craft vendors, food trucks and eateries, children’s entertainment, community showcases, and special downtown promotions.

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Education

Apr 10, 2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.