Rising Star Share Savings
Your child’s membership with AmeriCU starts here, for children ages 13 to 17.
- For members ages 13 to 17.
- Requires an adult joint owner.
- $0.01 minimum balance to open.
- No monthly service or maintenance fees.
- Eligible for the AmeriCU Scholarship Program.
- Automatically transitions to a Share Savings Account when they turn 18.
AmeriCU Debit Card + Digital Wallets
Account access is easy and convenient, so your child can save when they need and spend when they want. Debit cards can be instantly issued at any AmeriCU location when they become a member for immediate access to their savings. Adding that debit card to their digital wallet is an even safer, more secure way for them to carry their card and pay for things when they’re on the go.
Helpful Tools & More
The AmeriCU App
Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely – become a member then get started!
Teaching Kids to Budget
Interactive ATMs + Coin Machines
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Johnson Park Center Back-to-School Event
The Annual Back-to-School Giveaway at the JPG Community Center provides backpacks filled with school supplies, dental hygiene items, and additional food support to local families. Held alongside the organization’s weekly food pantry, the event serves children and families across Oneida, Herkimer, Otsego, Madison, and surrounding counties, with a goal of assisting 2,500 students in 2026.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.