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Rising Star Share Savings

Your child’s membership with AmeriCU starts here, for children ages 13 to 17.

  • For members ages 13 to 17.
  • Requires an adult joint owner.
  • $0.01 minimum balance to open.
  • No monthly service or maintenance fees.
  • Eligible for the AmeriCU Scholarship Program.
  • Automatically transitions to a Share Savings Account when they turn 18.
Digital Wallet

AmeriCU Debit Card + Digital Wallets

Account access is easy and convenient, so your child can save when they need and spend when they want. Debit cards can be instantly issued at any AmeriCU location when they become a member for immediate access to their savings. Adding that debit card to their digital wallet is an even safer, more secure way for them to carry their card and pay for things when they’re on the go.

Helpful Tools & More

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The AmeriCU App

Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely – become a member then get started!

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Teaching Kids to Budget

Want to learn more? Try our free, interactive Financial Wellness course to teach your kids about budgeting, saving, and money management.
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Interactive ATMs + Coin Machines

Turn spare change into savings with our Coinstar machines—funds go straight into your child’s account. Or use our Interactive ATMs to deposit earnings and watch their savings grow.
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Jul 20, 2026

AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State

AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.

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Events

Jul 31, 2026

Keeseville Business Association’s Summer Music Festival – Fiddler’s Dream

The Keeseville Summer Music Festival is a free community concert series held every Friday evening from 6:00–8:00 PM throughout July and August at Riverside Park in Keeseville. The festival features a lineup of local and regional bands performing live music in a scenic outdoor setting, creating an enjoyable experience for residents and visitors of all ages.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.