Oneida Financial Center

280 Genesee Street

Oneida, NY 13421

  • Financial Center Hours

  • Monday 9:00 AM – 4:00 PM
  • Tuesday 9:00 AM – 4:00 PM
  • Wednesday 9:00 AM – 4:00 PM
  • Thursday 9:00 AM – 4:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday 9:00 AM – 12:00 PM
  • Sunday Closed
  • Drive-Up Interactive ATM with Live Teller Assist

  • Monday 9:00 AM – 5:00 PM
  • Tuesday 9:00 AM – 5:00 PM
  • Wednesday 9:00 AM – 5:00 PM
  • Thursday 9:00 AM – 5:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday 9:00 AM – 12:00 PM
  • Sunday Closed
  • 24/7 Interactive ATM

Services Available

  • 24/7 ATM
    24/7 ATM
  • Coin Machine
    Coin Machine
  • CO-OP Shared Branching
    CO-OP Shared Branching

Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!

Nick Ludwig Headshot

Meet the Manager

Welcome to AmeriCU!

Hi, I’m Nick Ludwig, Financial Center Manager at AmeriCU’s Oneida location since 2025. With over 25 years of experience in retail and sales, I bring a strong commitment to delivering exceptional service and building meaningful relationships with our members. I’m excited to be part of the AmeriCU team and look forward to supporting our community.
Outside of work, I enjoy staying active, whether it’s on the ice playing hockey, out on the golf course, exploring the outdoors, or spending quality time with family and friends.

Contact Me!
Email: [email protected]
Phone: 315.356.3000 ext.6122

We value your feedback.

Did you recently visit our Oneida Financial Center? Tell us about your experience—your review helps us continue to improve and serve our members better.

Nearby Locations + ATMs

AmeriCU ATM

412 Genesee Street Oneida, NY 13421

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AmeriCU ATM

4835 State Route 365 Oneida, NY 13421

View Details

AmeriCU ATM

87 East State Street Sherril, NY 13461

View Details
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Share Certificates

An AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.

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Checking Accounts

Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**

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Mortgages

Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.