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Financial Center Hours
- Monday 9:00 AM – 4:00 PM
- Tuesday 9:00 AM – 4:00 PM
- Wednesday 9:00 AM – 4:00 PM
- Thursday 9:00 AM – 4:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 PM
- Sunday Closed
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Drive-Up Interactive ATM with Live Teller Assist
- Monday 9:00 AM – 5:00 PM
- Tuesday 9:00 AM – 5:00 PM
- Wednesday 9:00 AM – 5:00 PM
- Thursday 9:00 AM – 5:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 PM
- Sunday Closed
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24/7 Interactive ATM
Services Available
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24/7 ATM -
Coin Machine -
CO-OP Shared Branching
Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!
Meet the Manager
Welcome to AmeriCU!
Hi, I’m Nick Ludwig, Financial Center Manager at AmeriCU’s Oneida location since 2025. With over 25 years of experience in retail and sales, I bring a strong commitment to delivering exceptional service and building meaningful relationships with our members. I’m excited to be part of the AmeriCU team and look forward to supporting our community.
Outside of work, I enjoy staying active, whether it’s on the ice playing hockey, out on the golf course, exploring the outdoors, or spending quality time with family and friends.
Contact Me!
Email: [email protected]
Phone: 315.356.3000 ext.6122
Nearby Locations + ATMs
Share Certificates
An AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.
Checking Accounts
Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**
Mortgages
Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union Celebrates Grand Welcoming of Financial Centers in Clinton and Essex Counties
AmeriCU Credit Union celebrated the grand welcoming of its Financial Centers in Clinton and Essex Counties on Thursday, May 14, with a day of community activities, refreshments, giveaways, and a ribbon cutting celebration held at the Peru Financial Center.
Events
Fulton Memorial Day Salute
The Fulton Memorial Day Salute is a long‑standing, family‑friendly celebration honoring military veterans and fallen heroes while showcasing local traditions at the Fulton Community Center and Recreation Park. Now in its 45th year, the event features a parade, Veteran of the Year recognition, live music, family activities, fireworks over Lake Neatahwanta, and more, with AmeriCU proudly serving as a sponsor.
Education
Teaching Kids to Budget
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.