Red Alert Please note: Please note that the lobbies at our Peru, Keeseville, AuSable Forks, and Wilmington Financial Centers are currently closed. Transactions can still be completed through our drive-thrus, ITMs, Online & Mobile Banking, or by clicking "Let's Connect" in the lower-right corner for assistance. Thank you. Close

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Traditional Auto Loans

Let AmeriCU put you in the driver seat with a brand-new auto loan, a great rate, and a smooth ride from application to closing.

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Refinance an Existing Loan

Already have an existing AmeriCU auto loan? You can refinance with a minimum $1,000 cashout/disbursement and take advantage of no payments for 90 days!

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Paysaver Auto Loan

Our lower-payment alternative allows you to own the vehicle for 4 to 6 years while enjoying all the flexibility and benefits of ownership. Plus, we’ll guarantee your vehicle’s value during the loan process, so you’ll know how much it’s worth once your terms are up.

If you still have the vehicle at the end of the term, you can keep it and refinance the loan, buy the vehicle outright, or simply walk away – you’ll have a guaranteed buyer!

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Educational Course: Car Loans

Buying a car is a big decision that may feel intimidating or confusing. Let’s take a look at some resources, options, and steps to help guide you through the process of selecting and buying a car.

Auto Insurance

Protect against the unexpected with the right coverage you need and the licensed agents who can help you get it. We’ll make sure you’re covered with affordable, comprehensible auto insurance.

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Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Jul 20, 2026

AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State

AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.

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Events

Jul 31, 2026

Keeseville Business Association’s Summer Music Festival – Fiddler’s Dream

The Keeseville Summer Music Festival is a free community concert series held every Friday evening from 6:00–8:00 PM throughout July and August at Riverside Park in Keeseville. The festival features a lineup of local and regional bands performing live music in a scenic outdoor setting, creating an enjoyable experience for residents and visitors of all ages.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.

*Applications subject to credit approval. Offer valid on new and used auto, motorcycle, power sports, residential equipment, marine, Paysaver auto loans, and recreational vehicle loans. Maximum loan term varies by loan type, but not to exceed 84 months. Interest begins accruing on date loan is opened and will be amortized over the monthly payments. AmeriCU loans are eligible for refinance with minimum $1,000 cash out/disbursement required. Programs, rates, terms and conditions subject to change without notice. Loans subject to credit approval. Other restrictions may apply. Offer expires 8/31/26. Membership eligibility is required. Insured by NCUA.