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The Homebuyer Dream Program is a grant opportunity for first-time homebuyers, offering up to $15,000 in grants to help with your home purchase. The funds can be used for down payments, closing costs, and homeownership counseling. The program is administered by the Federal Home Loan Bank of New York (FHLBNY) and is available on a first-come, first-served basis.
To be eligible for the Homebuyer Dream Program, you must meet the following criteria:
Don’t wait—this program is available on a first-come, first-served basis! Speak with an AmeriCU Mortgage Loan Officer today to see if you qualify for the Homebuyer Dream Program and get started on your path to homeownership.
HDP Plus: For households earning 81-120% AMI.
HDP Wealth Builder: For first-time buyers in specific minority census tracts or as first-generation buyers.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.
Program Availability & Terms