Start The New Year on a High Note
Whether you’re looking to consolidate high‑interest debt, create a more manageable budget, or set savings goals that stick, AmeriCU offers tools, guidance, and personalized support to help you move forward with confidence. Having your finances in check isn’t just a resolution; with AmeriCU, it can become a reality!
Loan Options for Debt Consolidation
Combine your bills into one low, monthly payment! Choose a loan product with repayment options that work best for your budget, eliminating the hassle of different due dates and amounts. Simplify and stay organized while paying down your debt, moving closer to your financial goals.
4.00% APY* Share Certificates
Whether you’re saving for a short-term goal, or you just want to make sure the savings you do have is earning you the most interest while you save it, an AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.
Open a Share Certificate
View Disclosures and Current Rates
Financial Counseling
AmeriCU has over 20 Certified Credit Union Financial Counselors, available on staff, at every location, and virtually. Whether you’re online, in-person, or somewhere in between, we can connect you with personalized recommendations to keep you financially fit.
You May Also Be Interested In
Savings Solutions
Whether you’re saving for the future, a rainy day, a weekend getaway, or you just want form better savings habits, you’ve come to the right place – let’s connect!
Becoming an AmeriCU Member
AmeriCU members enjoy better rates, fewer fees, and the right financial services to help you live life, dream big, and achieve financial success.
High Rate & Rewards Checking
Whether you want a checking account that’s just as interesting as you, or one that’s just as rewarding as your lifestyle, learn more!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union Donates $5,000 to 24 Animal Shelters Across New York
AmeriCU Credit Union is supporting animal welfare organizations across the communities it serves through a $5,000 donation benefiting 24 local animal shelters. Through this initiative, AmeriCU is supporting the dedicated organizations working every day to ensure pets receive the care they need while they wait to find their forever homes.
Education
Teaching Kids to Budget
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.
*Annual Percentage Yields (APYs) current as of 10th June 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA.
Subscribe Form
Basic subscription form.