Red Alert Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details.

Please Note: Due to high call volume, we encourage you to use one of our digital channels available. Visit our Contact Us page to connect. Close

Belonging Feels Different at AmeriCU

We believe that everyone deserves a place where they feel they truly belong – where banking isn’t cold or corporate, but human, personal, and empowering.

Here, you’re not just another account number. You’re part of something bigger:
A supportive, caring, and growing community that’s here to help you live life, reach goals, and make meaningful connections. Join the 170,000+ members who call AmeriCU home.

START YOUR JOURNEY TODAY >>

Celebrate 75 Years

Grow Where You Belong

Whether you’re building credit, buying a home, planning for college, or saving for something special – we’re here for all of it. We offer guidance, support, and financial tools that are built around you.

When You Join AmeriCU, You Get:

Promo Image

Belonging Has Its Benefits

Being a member means more than access to great rates – it means having a financial partner who believes in your success.

Just a few reasons our members love belonging to AmeriCU:

Can I Join AmeriCU

Can I Join AmeriCU? Yes!

You’re eligible if you:

  • Live, work, worship, or attend school in one of our 24 New York counties
  • Are a family member of a current member
  • Or just want a better way to bank

📲 With our mobile + online banking, plus 30,000+ ATMs, you’re always connected – no matter where life takes you.

Because Belonging Means Being Understood

AmeriCU is here to meet you where you are and help you get where you want to go – with compassion, not pressure. With solutions, not sales. With connection, not cold transactions. Wherever life takes you – in-person, online, or somewhere in between — we’re by your side.

AMERICU & YOU. LET’S CONNECT >>

Get to know AmeriCU

Feature Image

Celebrating 75 Years of Belonging

Since 1950, we’ve believed in the power of community. In 2025, we’re celebrating 75 years of real connections — and you’re invited to be part of the next chapter.

Join us for our “75 Days of Connections”

Feature Image

Bank Anywhere. Belong Everywhere.

Your life is busy – that’s why we make banking simple and secure from wherever you are.

With the AmeriCU Mobile App, you can:

  • Check balances instantly
  • Pay bills with ease
  • Transfer money
  • Deposit checks
  • Live chat with our team
Feature Image

Get Rewarded for Sharing the Feeling of Belonging

Tell your friends and family about AmeriCU and earn $50 for every referral* who joins! Because belonging feels even better when you share it.

Let’s Make This Official

This is your invitation – not just to bank, but to belong.
Whether you’re opening your first account, looking for better rates, or simply want to feel seen and supported, we’re here for you. Because when you belong at AmeriCU, you’re not just making a financial decision — you’re finding a community.

join americu today
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

You May Also Like:

Feature Image

In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.

Feature Image

About Us

AmeriCU is a member-owned credit union, offering our members the most convenience, financial services, and value, all while continuing to provide outstanding service.

Feature Image

Perks

AmeriCU members are eligible for a variety of discounts and perks. We also offer discounts for our military service members, business partners, and first responders.

Membership eligibility is required. Insured by NCUA. Equal Housing Lender.

 

*Terms and Conditions: 

Both you and your referral must meet the required criteria (e.g., opening a new account, making qualifying deposits) within  60 days  of account opening to receive the reward.

-Bonuses may constitute reportable income for tax purposes. HSA Checking accounts are not eligible for the referral bonus.

–The bonus credit will be applied at day 61, if the requirements are met.

The program is subject to change based on AmeriCU’s policies and system updates.

Equal Housing Lender – Federally insured by NCUA – Membership restrictions apply.

-The referral program is open to anyone who is not already listed on an AmeriCU account as a joint account owner or a prime owner.

Program Validity: This program may be discontinued at any time. However, individuals who have been referred prior to discontinuance will be permitted to complete their 60-day period.

By participating in the Member Referral Program, you acknowledge and agree to the terms and conditions outlined above.