AmeriCU Holiday Closure Notice: AmeriCU will be closed on Monday, February 16th in observance of Presidents' Day. You can still: 🡢Access your accounts anytime through Online & Mobile Banking 🡢Use our surcharge-free ATM Network and Interactive ATMs 🡢Get support by clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member!
Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, zero liability from fraud, the global access and acceptance of Visa®, and some pretty great benefits.
Right now, let AmeriCU connect you with a new AmeriCONNECT Visa Rewards Credit Card and a 0% Introductory APR for 12 Months*. After the introductory period, the rate will be 17.99% APR.
Qualifying members will even be eligible for our new AmeriREWARDS Program where you’ll earn points for every $1 spent using your AmeriCONNECT Visa Rewards Card! You can use those points on a variety of great reward options, including cash back! Learn about AmeriREWARDS.
Tap, pay, and be on your way! Contactless cards offer a faster, touch-free way to pay, connecting you with even greater security when checking out at the register.
Make a one-time credit card payment right from AmeriCU’s homepage on your desktop or mobile without a login.
Turn your card on or off, report it lost or stolen, set up travel notifications, file a dispute, and more!
Try adding your AmeriCONNECT Visa Credit Card to your favorite digital wallet! Your digital wallet, like Apple Pay, Google Pay, or Samsung Pay, securely contains your card information so you can make purchases online, in-store, or anywhere in between.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
At AmeriCU, we believe in connecting you with the right solutions to achieve your goals. That’s why we’ve launched AmeriCONNECT, a suite of checking products designed with your needs in mind.
A great choice for filling the financial gap, personal loans can be used for a variety of purposes to help you achieve your goals.
A great way to leverage the equity you’ve built in your home so you can turn around and make new memories.
AmeriCU teammates prove every day that community isn’t just something we talk about — it’s something we actively live through compassion, service, and connection. Their stories show how small acts of kindness can create lasting impact and strengthen the places we call home.
It’s time to unite, take action, and save lives. Our goal is to have one person in every household confident and prepared to perform CPR. The American Heart Association invites YOU to join the Heart Walk to broaden our impact by turning bystanders into lifesavers.
One way to maximize your finances is by paying down your existing debt. Watch as Gabe learns how to take charge of his money and repay his debts.
*APR = Annual Percentage Rate. Rates and terms are accurate as of 15th February 2026, and are subject to change without notice. Rates are determined by creditworthiness and other factors at the time of application. Credit limits based on ability to repay.
**0% Introductory APR is valid on purchases made within the first 12-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR range for purchases and balance transfers following the introductory period is 14.65%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 20,000 Bonus Reward Points applied when $1,000 is spent in the first 90-days.
See full terms and disclosures.
***0% Introductory APR is valid on purchases made within the first 12-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When the introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. A 3% balance transfer fee will be applied to any balance transfers made within the first 60 days of account opening. The APR range for purchases and balance transfers following the introductory period is 16.65%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee is $10.00 or 3% of the amount of each cash advance, whichever is greater. 10,000 Bonus Reward Points applied when $500 is spent in the first 90-days.
See full terms and disclosures.
****1.99%-4.99% Introductory APR is based on credit score and is valid on purchases made within the first 6-months and balance transfers made within the first 60-days of card opening. Offer is not valid on existing cards or balance transfers made from existing AmeriCU credit cards or loans. When introductory period expires, APR will revert back to the Standard APR. Standard APR may vary and is based on adding a margin to the Prime Rate. Standard APR will not exceed 17.99% APR. The APR range for purchases and balance transfers following the introductory period is 11.65%-17.99%. Rates are determined by creditworthiness and other factors at time of application. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July, and October) and changes are effective as of the first date of your next billing cycle. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge)is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.
See full terms and disclosures.
*****Rates are determined by creditworthiness and other factors at time of application. The Annual Percentage Rate (APR) for purchases and balance transfers is 15.90%. Minimum interest charge is $0.50. Foreign Transaction Fee (Finance Charge) is 1% of transaction amount. Cash Advance Fee $10.00 or 3% of the amount of each cash advance, whichever is greater.
See full terms and disclosures.
