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Financial Center Hours
- Monday 9:00 AM – 4:00 PM
- Tuesday 9:00 AM – 4:00 PM
- Wednesday 9:00 AM – 4:00 PM
- Thursday 9:00 AM – 4:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday Closed
- Sunday Closed
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24/7 Interactive ATM – With live tellers available 9-12 on Saturday’s!
What AmeriCU Membership Means for You
When you open an account with AmeriCU, you unlock exclusive access to a range of benefits and services that will help you take control of your financial future:
As a member, you’re not just banking—you’re part of a family, and your voice matters. With us, you’re more than a customer. You’re a member-owner.
Join AmeriCU!
Whether you’re saving for the future, buying your first home, or building your credit, AmeriCU is with you every step of the way. Join us today and experience exceptional service and unbeatable products designed with your best interests in mind.
Become a Member in Just 3 Easy Steps:
1. Apply Online: Sign up and complete your membership application.
2. Fund Your Account: Add funds to your new account.
3. Start Enjoying Benefits: Access your new account and explore all the benefits of being an AmeriCU member!
Meet the Manager
Welcome to AmeriCU!
My name is Eric Maddox, I’m the Financial Center Manager of AmeriCU’s North Utica location. I come to AmeriCU from within the banking industry with more than 10 years of banking experience. My team and I are here to serve our members and the community. You are welcome and we look forward to seeing you at one of the best financial institutions available – North Utica.
Contact Me!
Email: [email protected]
Phone: 315.356.3000 ext.6205
Current Rates
6-Month Share Certificate – 4.25% APY*
A short-term savings option with one of our highest rates! Make the most of the next six months – you’ll be surprised how much you’re able to save in so little time.
Checking Accounts
Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**
Mortgages
Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!
Nearby Locations
Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM or shared branch using the Co-Op Network!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union Announces Artists for 2025 Salute to the Troops Tribute Concert at Fort Drum’s Mountainfest
AmeriCU is proud to announce Nate Smith as the headliner for the 13th Salute to the Troops Tribute Concert, with special guest Priscilla Block.
Events
Lowville Financial Center’s Let’s Connect Day
AmeriCU members and the community are encouraged to visit the credit union’s Lowville Financial Center to learn about all the different services AmeriCU provides, all in one place! Meet with the right teammates and get the answers you need.
Education
Healthy Financial Habits
If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck—struggling to pay their bills or save for the future.*Annual Percentage Yields (APYs) current as of 19th May 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.
**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.