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Financial Center Hours
- Monday 9:00 AM – 4:00 PM
- Tuesday 9:00 AM – 4:00 PM
- Wednesday 9:00 AM – 4:00 PM
- Thursday 9:00 AM – 4:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 PM
- Sunday Closed
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Drive-Up Interactive ATM with Live Teller Assist
- Monday 9:00 AM – 5:00 PM
- Tuesday 9:00 AM – 5:00 PM
- Wednesday 9:00 AM – 5:00 PM
- Thursday 9:00 AM – 5:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 PM
- Sunday Closed
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24/7 Interactive ATM
Services Available
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24/7 ATM -
Coin Machine -
Shared Branching
Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!
Meet the Manager
Welcome to AmeriCU!
My name is Andrew Bonney, and I am AmeriCU’s Watertown Financial Center Manager. I bring a wealth of experience in managing diverse teams and handling complex situations, as well as a dynamic approach to leadership and a commitment to community stewardship.
I recently transitioned from the United States Army after a successful military career of 25 years. I am excited for the opportunity to continue to serve the North Country community.
I am looking forward to collaborating with business partners and further building relationships in Watertown and surrounding areas. It will be fulfilling to assist fellow community members achieve their financial goals to live life, dream big, and achieve financial success.
Contact Me!
Email: [email protected]
Phone: 315.356.3000 ext.6321
Nearby Locations + ATMs
Share Certificates
An AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.
Checking Accounts
Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**
Mortgages
Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Johnson Park Center Back-to-School Event
The Annual Back-to-School Giveaway at the JPG Community Center provides backpacks filled with school supplies, dental hygiene items, and additional food support to local families. Held alongside the organization’s weekly food pantry, the event serves children and families across Oneida, Herkimer, Otsego, Madison, and surrounding counties, with a goal of assisting 2,500 students in 2026.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.