Watertown Financial Center

871 Arsenal Street

Watertown, NY 13601

  • Financial Center Hours

  • Monday 9:00 AM – 4:00 PM
  • Tuesday 9:00 AM – 4:00 PM
  • Wednesday 9:00 AM – 4:00 PM
  • Thursday 9:00 AM – 4:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday 9:00 AM – 12:00 PM
  • Sunday Closed
  • Drive-Up Interactive ATM with Live Teller Assist

  • Monday 9:00 AM – 5:00 PM
  • Tuesday 9:00 AM – 5:00 PM
  • Wednesday 9:00 AM – 5:00 PM
  • Thursday 9:00 AM – 5:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday 9:00 AM – 12:00 PM
  • Sunday Closed
  • 24/7 Interactive ATM

Services Available

  • 24/7 ATM
    24/7 ATM
  • Coin Machine
    Coin Machine

Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!

Andrew Bonney

Meet the Manager

Welcome to AmeriCU!

My name is Andrew Bonney, and I am AmeriCU’s Watertown Financial Center Manager. I bring a wealth of experience in managing diverse teams and handling complex situations, as well as a dynamic approach to leadership and a commitment to community stewardship.

I recently transitioned from the United States Army after a successful military career of 25 years. I am excited for the opportunity to continue to serve the North Country community.

I am looking forward to collaborating with business partners and further building relationships in Watertown and surrounding areas. It will be fulfilling to assist fellow community members achieve their financial goals to live life, dream big, and achieve financial success.

Contact Me!
Email: [email protected]
Phone: 315.356.3000 ext.6321

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Nearby Locations + ATMs

AmeriCU ATM

23179 NYS Route 342 Watertown, NY 13601

View Details

Stewart’s Shops ATM

508 Mill Street Watertown, NY 13601

View Details

7-Eleven CO-OP ATM

430 Factory St Watertown, NY 13601

View Details
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Share Certificates

An AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.

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Checking Accounts

Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**

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Mortgages

Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

Best Companies To Work For AmeriCU News

News

Apr 30,2026

AmeriCU Credit Union Named One of New York’s Best Companies to Work For

For the tenth consecutive year, AmeriCU Credit Union has been named one of the Best Companies to Work for in New York. The prestigious award, presented by the Best Companies Group, highlights AmeriCU’s commitment to creating an outstanding workplace culture for its employees.
Most Improved Student Program

Events

May 01, 2026

Syracuse Mets Most Improved Student Game – May 1, 2026

AmeriCU Credit Union proudly partnered with the Syracuse Mets to launch the AmeriCU Most Improved Student Program, celebrating student growth with on‑field recognition and a memorable ballpark experience.
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Education

Apr 10,2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.

**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.