A safe place to let your money grow.

It doesn’t take much to start saving with AmeriCU! Plus, you’ll earn dividends on what you save. If you need a little guidance, our Member Relationship Advisors are available to guide you on your savings journey and get you on the road to a successful financial future.

  

Share Savings Perks

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Easy Online Access

When you use Online + Mobile Banking, available on desktop or through the AmeriCU app.

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Automatic Transfers

Want to start setting better financial habits immediately? Automating weekly or bi-weekly transfers from another account or financial institution might be a good place to start.

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Credit Union Ownership

As a not-for-profit owned by the people who bank with us – people like you! – your penny in your Share Savings establishes your member-ownership of us.

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Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.

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Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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Youth Savings

We encourage our youngest members to starting good savings habits at a young age! Anyone under the age of 18 can open a youth account with as little as a penny as long as there is an adult on the account as a joint owner.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

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News

Sep 24, 2026

Beyond Banking: Exclusive Perks for Business Partner Employees

AmeriCU’s Business Partnership Program goes beyond traditional business banking by offering employees exclusive financial benefits, wellness resources, and one-on-one support. Help your team build a stronger financial future at no cost to your business.

Inner Harbor 5K

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Inner Harbor 5K

The Inner Harbor 5K is a high-energy community race held at the Syracuse Inner Harbor, featuring a 5K run along with a 2K Peace Run that welcomes participants of all ages and ability levels. The event offers more than just a race, with a full morning of activity including music, food trucks, yoga, and post-race celebrations that create a fun and inclusive atmosphere. 

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Home Equity Loans and Home Equity Lines of Credit

Learn how homeowners can use their home equity through a Home Equity Loan or Home Equity Line of Credit (HELOC). This course explains the differences, requirements, benefits, and risks of each option to help you make informed borrowing decisions.