A safe place to let your money grow.

It doesn’t take much to start saving with AmeriCU! Plus, you’ll earn dividends on what you save. If you need a little guidance, our Member Relationship Advisors are available to guide you on your savings journey and get you on the road to a successful financial future.

  

Share Savings Perks

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Easy Online Access

When you use Online + Mobile Banking, available on desktop or through the AmeriCU app.

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Automatic Transfers

Want to start setting better financial habits immediately? Automating weekly or bi-weekly transfers from another account or financial institution might be a good place to start.

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Credit Union Ownership

As a not-for-profit owned by the people who bank with us – people like you! – your penny in your Share Savings establishes your member-ownership of us.

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Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.

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Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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Youth Savings

We encourage our youngest members to starting good savings habits at a young age! Anyone under the age of 18 can open a youth account with as little as a penny as long as there is an adult on the account as a joint owner.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

Christiana Carruthers

News

Jul 09, 2026

AmeriCU Credit Union Appoints Small Business Relationship Manager to Support Local Businesses

AmeriCU Credit Union is pleased to announce the appointment of Christiana Carruthers as Small Business Relationship Manager, where she will focus on supporting local businesses in Cortland, Auburn, Fulton, Liverpool, Camillus and Onondaga Hill with personalized financial solutions and hands-on guidance.

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Events

Jul 18, 2026

Free Shred Day at Syracuse, Thompson Road Financial Center

Safely destroy sensitive documents at AmeriCU’s Shred Day. On-site shredding helps protect against identity theft and keeps your information secure.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.