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Power Sports

Whether it’s brand new, or new-to-you, we have your snowmobile, ATV, UTV, and jet ski financing covered!

RV Recreational Vehicle Loans from AmeriCU

RV

Planning your next road trip? Let us connect you with financing for everything from travel trailers to campers, truck campers, motor homes, and self-contained conversion vans.

Marine Recreational Vehicle Loans from AmeriCU

Marine

The lake is calling, AmeriCU can help get you there! With financing options for motorized boats.

Residential Equipment Loans from AmeriCU

Residential Equipment Loans

No matter the project, big or small, AmeriCU can help get you the financing you need for the tools to get the job done!

Whichever loan you choose, you’ll get:

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An easy application process

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A great, low rate

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ACUshield Debt Protection – to protect you from the unexpected.

GAP Insurance

GAP Insurance

A vehicle’s value often declines much faster than a loan or lease balance. The difference between this value and the balance is the GAP.

GAP Benefits:

  • Gives you peace of mind by avoiding financial uncertainty after a traumatic loss
  • Allows for a “clean slate” when financing your next purchase
  • Protects your investment
  • The cost can be added to your loan

You may also be interested in

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Online + Mobile Banking

Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices

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Credit Cards

Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

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Loan Protection

Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU & The American Heart Association Walking Together For A Lifesaving Cause

News

Jan 14, 2026

AmeriCU & the American Heart Association: Walking Together for a Lifesaving Cause

AmeriCU proudly partners with the American Heart Association as a long-standing sponsor of Heart Walks in Utica, Syracuse, and the North Country. Join our teams or donate to help fight heart disease and support life-saving research.

Upstate Foundation Radiothon

Events

Feb 10, 2026

Upstate Foundation Radiothon – Day 1

Debt Management

Education

Jan 21, 2026

Debt Management

Whether it be from a credit card, or student loans, understanding how debt works and making a plan can help you better manage your debt.