Please Note: Due to high call volume, we encourage you to use one of our digital channels available. Visit our Contact Us page to connect.
Attention Legacy Mountain Valley Members: Important updates regarding the merger are now available. Please visit our Merger Information Page for details. 
The concept and philosophy behind the credit union is a co-operative field of membership: one member one vote, education, and affordable credit – all still integral parts of who we are. AmeriCU works to embody the credit union philosophy of “people helping people” and cooperative ownership. Everything we do is for our members and our communities. It’s why we have lower loan rates, higher deposit rates, and support local charities and not-for-profit organizations.
Our credit union was chartered in 1950 as the Griffiss Employees Credit Union. We operated out of a desk in the Headquarters Building at Griffiss Air Force Base in Rome, NY and serviced only civilian members. As we grew, our charter was amended to include military personnel and an expanded field of membership. We also increased the variety of products and services offered. We then became Griffiss-Oneida Federal Credit Union.
In 1985, Griffiss-Oneida Federal Credit Union merged with DeWitt First Federal Credit Union in Syracuse and our name was changed to Up State Federal Credit Union. In 1988, we merged with Fort Drum Federal Credit Union. Finally, in 2000 we transitioned from a federal charter to a New York State community chartered credit union and changed our name to AmeriCU Credit Union.
We serve over 160,000 members with 20 locations throughout Central and Northern New York. At AmeriCU, we believe today more than ever, real connections matter. Whether it’s connecting you with the right people to help you succeed, solutions to achieve your goals or modern technology to make banking easier, AmeriCU has everything you need to connect you where you are and where you want to be. In person, online or anywhere in between, we’re here to create meaningful connections that make you feel like you belong.
Not a member? Not a problem – you’re eligible to open an account with as little as one penny!
AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.
Take a look at some exciting things happening at AmeriCU and in our local community!
Each year at our Annual Meeting, the membership of the credit union votes for members who will serve as Directors on our seven member, all-volunteer Board of Directors.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Alina Decker, a professional with more than 15 years of experience has been promoted to Financial Center Manager at AmeriCU’s Auburn branch.
Clarkson University proudly hosts a Volunteer First Responder Appreciation Game at a home Golden Knights hockey matchup.
In today’s fast-paced digital world, managing personal finances has become more complex—and more critical—than ever.
