A Low Payment Alternative to Leasing.

How would you like the low monthly payments of a lease, without all the heavy restrictions and hidden costs of leasing? Sound impossible? It’s not. AmeriCU’s PaySaver Auto Loan program offers just that!

Like a lease, the PaySaver Auto Loan program offers payments that are considerably lower than conventional financing. But unlike a lease, with the PaySaver Auto Loan program you own the vehicle and have all of the flexibility and benefits of vehicle ownership!

    

PaySaver Auto Loan

PaySaver Auto Loan

  • New and pre-owned vehicles up to five years old qualify
  • Flexible loan terms of up to 72 months
  • No down payment required
  • Annual mileage options up to 18,000 available
  • No security deposit or acquisition fees
  • No early payoff penalty
  • Since the title is in YOUR name you have more options prior to loan maturity and at loan maturity. Including the ability to turn your vehicle in and walk away at the end of the loan term.
  • Refinance your current vehicle loan to reduce your monthly payments with the PaySaver Auto Loan program.
  • Enables you to easily upgrade and/or change your vehicle every couple of years!
  • Click here for current rates and disclosures.

MORE CHOICES. FEWER WORRIES.

Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

Learn More

You may also be interested in

Feature Image

Auto Loans

From traditional auto loans to lease-like alternatives, AmeriCU can connect you with the right financing options so you can connect the rubber to the road. Our online application makes it quick and easy to apply.

Feature Image

Debt Protection

Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!

Feature Image

Auto Insurance

AmeriCU Insurance Services can cover pretty much anything you ride – your car, truck, trailer, SUV, motorcycle, snowmobile, boat, RV, or ATV. Make sure you’re properly protected in the event they are stolen, damaged in an accident or cause injury to the rider, passenger, or another person.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Mar 10, 2026

Randy Barnard II Joins AmeriCU Credit Union as Liverpool Financial Center Manager

AmeriCU Credit Union is excited to welcome Randy Barnard II as Financial Center Manager at their Liverpool Financial Center located at 7474 Oswego Road. With more than 20 years of experience in the banking industry, Randy brings extensive knowledge, leadership experience, and a strong commitment to serving members and supporting staff.

Home and Garden Show

Events

Mar 28, 2026

Home and Garden Show – Day 2

Debt Repayment

Education

Feb 10, 2026

Debt Repayment

One way to maximize your finances is by paying down your existing debt. Watch as Gabe learns how to take charge of his money and repay his debts.