For every day. For every thing.
As a credit union, we are a not-for-profit financial institution owned by members like you. We provide you with all the products and services you need – often with low or no fees, and better rates. We’ve been serving the local community for over 65 years and, in that time, have grown to more than 130,000 members, 19 locations, and $1.5 billion in assets! Learn more about our locations.
Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Open an account and join now.
Checking & Savings Options
Whatever your goals, AmeriCU has an account for you! Our checking and savings accounts are federally insured by NCUA. Your membership with AmeriCU begins with a Share Savings Account! Or, choose to save with our Money Market Accounts, Holiday & Vacation Clubs or Youth Savings Accounts for members under 18. Whether you need free checking, an account that earns dividends, or even a fresh start, AmeriCU has the right checking options to fit your needs! Most AmeriCU checking accounts feature FREE Direct Deposit, a NO-fee VISA® debit card, online & mobile banking, and more. Learn more about your checking and savings options.
Local. Since 1950.
To us, community means giving back whenever and wherever we can. It means we love where we live just as much as you do. It means your success is our success. Learn more about our community involvement.
Every day, AmeriCU helps over 130,000 people achieve financial success. If you (or a relative or household member) live, work, worship, or attend school in Central or Northern New York, we can help you, too! Find out how you can qualify for membership and join today!
Over 500+ Fee Free ATMs for Members
AmeriCU members enjoy the convenience of a network of over 500 fee-free ATMs! In addition to traditional ATMs, AmeriCU also has BIG BLUE kiosks where members can perform most routine banking transactions 24/7. Find an ATM.
Convenient Locations All Over Central and Northern New York
AmeriCU is where you are. Whether you’re in Herkimer, Oneida, Madison, Lewis, Jefferson, Oswego, Onondaga, Cayuga, or Cortland County, AmeriCU is your local credit union. Call our Member Service Center at 800.388.2000, visit your local financial center, or open an account online and join today to get started living your life, dreaming big, and achieving financial success! Find your financial center.