Red Alert ⚠︎IMPORTANT FRAUD ALERT: Fraud attempts are increasing, and scammers are impersonating AmeriCU. We will never call, text, or email asking for your online banking credentials, password, PIN, account number, or verification code. If you receive a suspicious communication, stop the conversation and contact AmeriCU directly at 800-388-2000. Close

Cortland Financial Center

3944 NY-281

Cortland, NY 13045

  • Financial Center Hours

  • Monday 9:00 AM – 4:00 PM
  • Tuesday 9:00 AM – 4:00 PM
  • Wednesday 9:00 AM – 4:00 PM
  • Thursday 9:00 AM – 4:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday Closed
  • Sunday Closed
  • 24/7 Interactive ATM

Services Available

  • 24/7 ATM
    24/7 ATM
  • Coin Machine
    Coin Machine

Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!

Nearby Locations

CO-OP ATM

137-141 Clinton Avenue Cortland, NY 13045

View Details

CO-OP ATM

76 North Main Street Cortland, NY 13045

View Details

Shared Branch

The Summit FCU 877 Route 13 South Cortland, NY 13045

View Details

We value your feedback.

Did you recently visit our Cortland Financial Center? Tell us about your experience—your review helps us continue to improve and serve our members better.

Feature Image

Share Certificates

An AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.

Feature Image

Checking Accounts

Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**

Feature Image

Mortgages

Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News

News

Sep 30,2026

 AmeriCU Credit Union Strengthens Leadership Team with AVP and VP Appointments

AmeriCU Credit Union welcomed several new AVPs and VPs to its leadership team. These appointments, made over the past few months, reflect AmeriCU’s continued investment in experienced leadership to support members and create meaningful connections across the communities it serves.
events image

Events

Oct 07, 2026

Annual Basket Raffle/Friends & Family Fall Festival

The Annual Basket Raffle, held during the Friends and Family Fall Fest, is a community event that brings local families together to raise funds for individuals with intellectual and developmental disabilities. The event features themed baskets and chances to win prizes. and resources for veterans, while the parade showcases military units, vehicles, marching bands, and representatives from every branch of service. 
Home Equity Loans And Home Equity Lines Of Credit

Education

Sep 18,2026

Home Equity Loans and Home Equity Lines of Credit

Learn how homeowners can use their home equity through a Home Equity Loan or Home Equity Line of Credit (HELOC). This course explains the differences, requirements, benefits, and risks of each option to help you make informed borrowing decisions.

**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.