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Financial Center Hours
- Monday 9:00 AM – 4:00 PM
- Tuesday 9:00 AM – 4:00 PM
- Wednesday 9:00 AM – 4:00 PM
- Thursday 9:00 AM – 4:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 PM
- Sunday Closed
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Drive-Up Interactive ATM with Live Teller Assist
- Monday 9:00 AM – 5:00 PM
- Tuesday 9:00 AM – 5:00 PM
- Wednesday 9:00 AM – 5:00 PM
- Thursday 9:00 AM – 5:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 PM
- Sunday Closed
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24/7 Interactive ATM
Services Available
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24/7 ATM -
Coin Machine -
CO-OP Shared Branching
Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!
Meet the Manager
Welcome to AmeriCU!
Hi, I’m Nick Ludwig, Financial Center Manager at AmeriCU’s Oneida location since 2025. With over 25 years of experience in retail and sales, I bring a strong commitment to delivering exceptional service and building meaningful relationships with our members. I’m excited to be part of the AmeriCU team and look forward to supporting our community.
Outside of work, I enjoy staying active, whether it’s on the ice playing hockey, out on the golf course, exploring the outdoors, or spending quality time with family and friends.
Contact Me!
Email: [email protected]
Phone: 315.356.3000 ext.6122
Nearby Locations + ATMs
Share Certificates
An AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.
Checking Accounts
Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**
Mortgages
Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union Appoints Small Business Relationship Manager to Support Local Businesses
AmeriCU Credit Union is pleased to announce the appointment of Christiana Carruthers as Small Business Relationship Manager, where she will focus on supporting local businesses in Cortland, Auburn, Fulton, Liverpool, Camillus and Onondaga Hill with personalized financial solutions and hands-on guidance.
Events
New Hartford Firemen’s Benevolent Association Fire Truck Spectacular
The New Hartford Firemen’s Benevolent Association Fire Truck Spectacular is a free, family‑friendly community event held at Sangertown Square, featuring over 70 fire trucks and emergency response vehicles from across the region. Attendees can explore the vehicles, meet local firefighters, and enjoy food trucks and activities in a fun, interactive environment.
Education
A Guide to Student Loans and Financial Aid
Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.