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6-Month Share Certificate – 4.00% APY*

AmeriCU & Your Terms! Save more and earn more with a share certificate.

Click here for Current Rates
Debit Card

Debit Cards Issued Instantly

It’s time to experience the AmeriCONNECT difference! You’ve got options when it comes to the type of savings and checking accounts you want to open. Whatever you choose, your account comes with access to an AmeriCONNECT Visa® Debit Card, which can be instantly issued to you at the time of account opening! No need to wait days for your card to come in the mail – get your purchasing power back in the palm of your hands with little to no wait time at any AmeriCU location.

Virtual FC

Connect Wherever Life Takes You

We make it easy to stay connected to the credit union no matter where you go! Connect with a real person online when you need us, and easy, mobile access to your accounts when you don’t, so wherever your life takes you, AmeriCU can make it easy to manage your money so you can manage your life.

Herkimer Financial Center

EFK Plaza, 326 East State Street Herkimer, NY 13350

Services Available

  • Coin Machine
    Coin Machine
  • ITM
    ITM
  • Night Drop
    Night Drop
  • CO-OP Shared Branching
    CO-OP Shared Branching
  • New Account Opening
    New Account Opening
  • Certified Financial Counselors
    Certified Financial Counselors
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

Scholarships

News

Dec 10, 2025

AmeriCU Proudly Connects Students with Annual Scholarship Opportunity

AmeriCU Credit Union is proud to connect 12 deserving students with a $1,000 scholarship toward their education.

Using AI In Personal Finance

Education

Nov 18, 2025

Using AI in Personal Finance

In today’s fast-paced digital world, managing personal finances has become more complex—and more critical—than ever.

*Annual Percentage Yields (APYs) current as of 14th December 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.