⚠︎IMPORTANT FRAUD ALERT: Fraud attempts are increasing, and scammers are impersonating AmeriCU. We will never call, text, or email asking for your online banking credentials, password, PIN, account number, or verification code. If you receive a suspicious communication, stop the conversation and contact AmeriCU directly at 800-388-2000.
Whether you’re building an emergency fund or saving for a particular purchase, an AmeriCU Money Market savings account is a great way to get you closer to your financial goals. You can also withdraw on the funds at any time.
What AmeriCU’s High Rate Money Market account has to offer:
With AmeriCU’s High Rate Money Market, you don’t have to choose between earning more and staying flexible – you get both! Unlike traditional savings accounts that typically earn very little, a money market account rewards higher balances with greater earning potential.
View Current Rates
When you use Online + Mobile Banking, available on desktop or through the AmeriCU app.
Add money whenever you want or withdraw whenever you need!
Our Money Markets feature some of our best dividend rates available!
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Impulse purchases, forgotten subscriptions, and unplanned spending can quietly derail your financial goals. Learn how to identify common budget “haunters” and keep your finances on track this fall.
Join us for a Medicare Sales Seminar featuring Medicare plan options from Excellus, Aetna, and UnitedHealthcare. Learn about coverage choices, compare benefits, ask questions, and connect with licensed representatives for personalized enrollment assistance.
Learn how homeowners can use their home equity through a Home Equity Loan or Home Equity Line of Credit (HELOC). This course explains the differences, requirements, benefits, and risks of each option to help you make informed borrowing decisions.
*Annual Percentage Yields (APYs) accurate as of 4/1/26 and are subject to change without notice. Rates may change after the account is opened. Fees may reduce earnings. Minimum balance requirements apply to each tier. To earn the premium APY you must be enrolled in e-statements and have a recurring ACH direct deposit of at least $250 per month during the monthly qualification cycle. If all requirements are met you will earn the premium APY: $0.01 – $9,999.99: 0.25% APY, $10,000.00 – $24,999.99: 1.25% APY, $25,000.00 – $49,999.99: 1.50% APY, $50,000.00 – $99,999.99: 2.00% APY, $100,000.00 – $249,999.99: 2.50% APY, $250,000.00 – $999,999.99: 2.75% APY, $1,000,000.00 and over: 3.00% APY. If requirements are NOT met: $0.01 – $9,999.99: 0.25% APY, $10,000.00 – $24,999.99: 0.40% APY, $25,000.00 – $49,999.99: 0.50% APY, $50,000.00 – $99,999.99: 0.60% APY, $100,000.00 – $249,999.99: 0.80% APY, $250,000.00 – $999,999.99: 0.90% APY, $1,000,000.00 and over: 1.00% APY. Membership eligibility required. Insured by NCUA.
