The Credit Union Difference
As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – people like you – but we’re so much more than a bank! When you join AmeriCU, we offer you:
- Better rates, with lower (or no) fees. Check out our rates.
- Convenient loan options for every occasion.
- Easy account access so you can connect wherever you are.
- Savings and checking products designed for your financial future.
- Real connections – available 24/7 when you need us.
AmeriCU connects you with…
The right people
Get personalized guidance, financial wellness, counseling, and more. Our certified counselors and advisors can assist you with anything from budgeting to setting long-term goals, helping you navigate financial hardships, invest for the future, and insure what matters most to you.
The right products and services
Whether you’re looking for a checking or savings account, want to invest in your future with an IRA, need a great rate on a mortgage or home equity loan, or any of our other great products and services – you’ve come to the right place.
The right technologies
With great technology comes great possibility! AmeriCU is transforming to combine more self-serve technology with our traditional full-service options, with an emphasis on enhanced services and a more streamlined banking experience.
Checking + Debit
Savings + Certificates
Personal Loans
Mortgage + Home Equities
Business Banking
Retirement + Financial Planning
Insurance + Medicare Agents
Certified Financial Counselors
Easy Ways to Access
Places to Bank
Interactive ATMs
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
Beyond Banking: Exclusive Perks for Business Partner Employees
AmeriCU’s Business Partnership Program goes beyond traditional business banking by offering employees exclusive financial benefits, wellness resources, and one-on-one support. Help your team build a stronger financial future at no cost to your business.
Events
Inner Harbor 5K
The Inner Harbor 5K is a high-energy community race held at the Syracuse Inner Harbor, featuring a 5K run along with a 2K Peace Run that welcomes participants of all ages and ability levels. The event offers more than just a race, with a full morning of activity including music, food trucks, yoga, and post-race celebrations that create a fun and inclusive atmosphere.
Education
Home Equity Loans and Home Equity Lines of Credit
Learn how homeowners can use their home equity through a Home Equity Loan or Home Equity Line of Credit (HELOC). This course explains the differences, requirements, benefits, and risks of each option to help you make informed borrowing decisions.