Why AmeriCU?

We provide our members the right financial services to live life, dream big, and achieve financial success!

As a credit union, we are a not-for-profit financial institution owned by members like you. We provide you with all the products and services you need – often with low or no fees, and better rates. We’ve been serving the local community for over 65 years and, in that time, have grown to more than 130,000 members and 19 locations! Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just click here to open an account and join, call our Member Service Center at 800.388.2000, or stop by any of our 19 locations.

For every day. For every thing.

Finishing your college degree? Moving into your dream home? Cheering on your son at his first little league game? Finally trading in your morning commute for a day on the links? Adding a few stamps to your passport? Getting a big promotion and the corner office? Whatever your goals, AmeriCU has the right products and services for you. Learn more about our products and services.

Sport fisherman hunting predator fish.

Local. Since 1950.

Our local roots run deep. We’ve been a part of the community since 1950 and we’re here to stay. AmeriCU is dedicated to improving the communities we serve through philanthropy, financial education, volunteerism, and more. Learn more about our community involvement.

Convenient & friendly.

Whether you’re visiting one of our 19 convenient locations, using our top-of-the line mobile apps, logging in to Online Banking, calling our 24/7 Member Service Center or at one of our over 500 fee-free ATMs (for members), AmeriCU makes it easy to do your banking how & when you want. Plus, our friendly local staff is always here to help you.

Senior woman calling on smartphone in summer park

Proud to serve members of the Armed Forces & their families.

AmeriCU was founded on Griffiss Air Force base in 1950. Today, we still have a Financial Center in the Griffiss Business Park, and another on Fort Drum. Many of our employees are former or retired members of the military, and many have spouses who are currently serving so we understand and appreciate the unique demands of military life. Every day, we help thousands of military members all over the world with their financial needs. Learn more about how we help service members and their families.

Military Event